:root {
  --blue: #05589b;
  --blue-dark: #063f77;
  --teal: #0bc4c8;
  --gold: #f4b940;
  --ink: #07111f;
  --muted: #5f6b7a;
  --line: #e4ebf2;
  --white: #ffffff;
  --shadow: 0 18px 45px rgba(12, 57, 97, 0.14);
}

.blog-list-main {
  background: #ffffff;
}

.blog-hero-strip {
  max-width: 1320px;
  margin: 0 auto;
  padding: 42px 30px 20px;
}

.blog-hero-strip div,
.blog-category-grid {
  max-width: 1320px;
  margin: 0 auto;
}

.blog-hero-strip span {
  display: inline-flex;
  margin-bottom: 14px;
  padding: 8px 14px;
  border-radius: 999px;
  color: var(--blue);
  background: #edf6ff;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
}

.blog-hero-strip h1 {
  margin: 0 0 12px;
  color: #070b14;
  font-size: clamp(30px, 3vw, 40px);
  line-height: 1.1;
  font-weight: 600;
}

.blog-hero-strip p {
  max-width: 720px;
  margin: 0;
  color: #526173;
  font-size: 16px;
  line-height: 1.55;
}

.blog-category-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 18px 30px 74px;
}

.blog-category-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.blog-category-card {
  overflow: hidden;
  border: 1px solid #dde3eb;
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 7px 18px rgba(16, 42, 67, 0.1);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.blog-category-card:hover {
  transform: translateY(-6px);
  border-color: rgba(5, 88, 155, 0.28);
  box-shadow: 0 18px 42px rgba(16, 42, 67, 0.16);
}

.blog-category-card a {
  display: block;
  color: inherit;
}

.blog-card-media {
  position: relative;
  min-height: 216px;
  overflow: hidden;
  background: #eff6ff;
}

.blog-card-media img {
  position: absolute;
  right: -16px;
  bottom: -8px;
  width: 58%;
  height: 92%;
  object-fit: contain;
  filter: drop-shadow(0 16px 24px rgba(0, 50, 100, 0.22));
  transition: transform 240ms ease;
}

.blog-category-card:hover .blog-card-media img {
  transform: scale(1.05);
}

.blog-card-poster {
  position: relative;
  z-index: 1;
  display: grid;
  align-content: center;
  min-height: 216px;
  width: 64%;
  padding: 20px 22px;
}

.blog-card-poster small {
  width: max-content;
  margin-bottom: 16px;
  padding: 4px 8px;
  color: #ffffff;
  background: var(--teal);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .08em;
}

.blog-card-poster strong {
  color: #053768;
  font-size: 28px;
  line-height: .95;
  font-weight: 650;
}

.blog-card-poster span {
  width: max-content;
  max-width: 100%;
  margin-top: 16px;
  padding: 8px 10px;
  border-radius: 4px;
  color: #ffffff;
  background: #053768;
  font-size: 12px;
  font-weight: 600;
}

.theme-green {
  background: linear-gradient(135deg, #f5fbff, #f9efe4);
}

.theme-navy {
  background: linear-gradient(135deg, #071d49, #0b4c95);
}

.theme-navy .blog-card-poster strong,
.theme-navy .blog-card-poster small {
  color: #ffffff;
}

.theme-navy .blog-card-poster span {
  color: #071d49;
  background: #fff24b;
}

.theme-cyan {
  background: linear-gradient(135deg, #f7fbff, #e6f8ff);
}

.theme-indigo {
  background: linear-gradient(135deg, #eef6ff, #dce9ff);
}

.theme-purple {
  background: linear-gradient(135deg, #fbf7ff, #edf3ff);
}

.theme-teal {
  background: linear-gradient(135deg, #f5fffc, #e7fbff);
}

.theme-violet {
  background: linear-gradient(135deg, #f8f4ff, #f0f8ff);
}

.theme-orange {
  background: linear-gradient(135deg, #fff9ef, #f0f8ff);
}

.blog-card-body {
  padding: 22px 24px 26px;
}

.blog-card-body h2 {
  margin: 0 0 10px;
  color: #080d17;
  font-size: 22px;
  line-height: 1.15;
  font-weight: 600;
}

.blog-card-body p {
  margin: 0 0 24px;
  color: #46556b;
  font-size: 15px;
  line-height: 1.45;
  font-weight: 400;
}

.blog-card-body > span {
  display: inline-flex;
  padding: 6px 12px;
  border-radius: 10px;
  color: #070b14;
  background: #f1f1f4;
  font-size: 13px;
  font-weight: 600;
}

.recent-posts-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 0 30px 90px;
}

.recent-posts-heading {
  margin-bottom: 30px;
}

.recent-posts-heading h2 {
  margin: 0 0 10px;
  color: #07111f;
  font-size: clamp(30px, 3vw, 40px);
  line-height: 1.12;
  font-weight: 600;
}

.recent-posts-heading p {
  margin: 0;
  color: #46556b;
  font-size: 18px;
  line-height: 1.45;
}

.recent-posts-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 28px;
}

.recent-post-card {
  overflow: hidden;
  border: 1px solid #dde3eb;
  border-radius: 12px;
  background: #ffffff;
  box-shadow: 0 7px 18px rgba(16, 42, 67, 0.08);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.recent-post-card:hover {
  transform: translateY(-5px);
  border-color: rgba(5, 88, 155, 0.28);
  box-shadow: 0 18px 42px rgba(16, 42, 67, 0.14);
}

.recent-post-card a {
  display: block;
  color: inherit;
}

.recent-post-media {
  height: 178px;
  overflow: hidden;
  background: #f1f6fb;
}

.recent-post-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 240ms ease;
}

.recent-post-card:hover .recent-post-media img {
  transform: scale(1.04);
}

.recent-post-body {
  padding: 20px 18px 18px;
}

.post-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.post-meta span {
  display: inline-flex;
  padding: 6px 12px;
  border: 1px solid #d9dfe7;
  border-radius: 9px;
  color: #17233a;
  background: #ffffff;
  font-size: 13px;
  font-weight: 500;
  white-space: nowrap;
}

.post-meta time {
  color: #607089;
  font-size: 14px;
  white-space: nowrap;
}

.recent-post-body h3 {
  display: -webkit-box;
  min-height: 76px;
  margin: 0 0 12px;
  overflow: hidden;
  color: #07111f;
  font-size: 21px;
  line-height: 1.35;
  font-weight: 600;
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 2;
}

.recent-post-body p {
  display: -webkit-box;
  min-height: 58px;
  margin: 0 0 16px;
  overflow: hidden;
  color: #4a5870;
  font-size: 15px;
  line-height: 1.45;
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 2;
}

.post-author {
  padding-top: 15px;
  border-top: 1px solid #edf0f4;
  color: #526173;
  font-size: 14px;
}

.category-page-hero {
  max-width: 1320px;
  margin: 0 auto;
  padding: 46px 30px 24px;
}

.category-page-hero > div {
  position: relative;
  overflow: hidden;
  min-height: 230px;
  padding: 34px 38px;
  border: 1px solid #dce5ef;
  border-radius: 14px;
  background:
    radial-gradient(circle at 88% 16%, rgba(11, 196, 200, .18), transparent 26%),
    linear-gradient(135deg, #f5fbff, #ffffff);
  box-shadow: 0 10px 28px rgba(16, 42, 67, 0.08);
}

.category-page-hero a {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--blue);
  font-size: 14px;
  font-weight: 600;
}

.category-page-hero span {
  display: inline-flex;
  margin-left: 14px;
  padding: 7px 12px;
  border-radius: 999px;
  color: #07111f;
  background: #edf3fa;
  font-size: 13px;
  font-weight: 600;
}

.category-page-hero h1 {
  margin: 0 0 12px;
  color: #07111f;
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.08;
  font-weight: 600;
}

.category-page-hero p {
  max-width: 760px;
  margin: 0;
  color: #46556b;
  font-size: 17px;
  line-height: 1.58;
}

.category-posts-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 24px 30px 90px;
}

.category-posts-head {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 18px;
  margin-bottom: 24px;
}

.category-posts-head h2 {
  margin: 0;
  color: #07111f;
  font-size: clamp(28px, 3vw, 38px);
  line-height: 1.15;
  font-weight: 600;
}

.category-posts-head p {
  margin: 0;
  color: #526173;
  font-size: 15px;
}

.category-posts-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.blog-detail-main {
  background: #ffffff;
}

.blog-detail-article {
  max-width: 980px;
  margin: 0 auto;
  padding: 46px 30px 50px;
}

.blog-back-link {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--blue);
  font-size: 14px;
  font-weight: 600;
}

.blog-detail-hero h1 {
  max-width: 920px;
  margin: 18px 0 16px;
  color: #07111f;
  font-size: clamp(34px, 4vw, 54px);
  line-height: 1.12;
  font-weight: 600;
}

.blog-detail-hero p {
  max-width: 780px;
  margin: 0 0 16px;
  color: #46556b;
  font-size: 18px;
  line-height: 1.6;
}

.detail-author {
  color: #526173;
  font-size: 15px;
}

.blog-detail-image {
  margin: 34px 0;
  overflow: hidden;
  border: 1px solid #dce5ef;
  border-radius: 14px;
  background: #f4f8fc;
  box-shadow: 0 10px 28px rgba(16, 42, 67, 0.08);
}

.blog-detail-image img {
  display: block;
  width: 100%;
  max-height: 460px;
  object-fit: cover;
}

.blog-detail-content {
  color: #23344d;
  font-size: 18px;
  line-height: 1.75;
}

.blog-detail-content h2 {
  margin: 34px 0 12px;
  color: #07111f;
  font-size: 28px;
  line-height: 1.25;
  font-weight: 600;
}

.blog-detail-content p {
  margin: 0 0 18px;
}

.blog-detail-content ul {
  display: grid;
  gap: 12px;
  margin: 0 0 20px;
  padding-left: 22px;
}

.blog-detail-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  margin-top: 38px;
  padding: 26px;
  border-radius: 14px;
  color: #ffffff;
  background: linear-gradient(135deg, var(--blue), #00b884);
}

.blog-detail-cta h3 {
  margin: 0 0 8px;
  font-size: 22px;
  font-weight: 600;
}

.blog-detail-cta p {
  margin: 0;
  color: rgba(255, 255, 255, .86);
  font-size: 15px;
  line-height: 1.5;
}

.blog-detail-cta a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  border-radius: 999px;
  color: var(--blue);
  background: #ffffff;
  font-weight: 700;
  white-space: nowrap;
}

.related-posts-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 20px 30px 90px;
}

@media (max-width: 980px) {
  .blog-category-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .recent-posts-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .category-posts-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .blog-hero-strip,
  .blog-category-section,
  .recent-posts-section,
  .category-page-hero,
  .category-posts-section {
    padding-left: 16px;
    padding-right: 16px;
  }

  .blog-category-grid {
    grid-template-columns: 1fr;
    gap: 22px;
  }

  .blog-card-media,
  .blog-card-poster {
    min-height: 196px;
  }

  .blog-card-poster strong {
    font-size: 25px;
  }

  .blog-card-body h2 {
    font-size: 22px;
  }

  .recent-posts-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .category-posts-grid {
    grid-template-columns: 1fr;
  }

  .category-page-hero > div {
    padding: 28px 22px;
  }

  .category-posts-head {
    align-items: flex-start;
    flex-direction: column;
  }

  .blog-detail-article,
  .related-posts-section {
    padding-left: 16px;
    padding-right: 16px;
  }

  .blog-detail-content {
    font-size: 16px;
  }

  .blog-detail-content h2 {
    font-size: 24px;
  }

  .blog-detail-cta {
    align-items: flex-start;
    flex-direction: column;
  }

  .recent-post-media {
    height: 190px;
  }

  .recent-post-body h3 {
    min-height: auto;
    font-size: 20px;
  }
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, "Segoe UI", Arial, sans-serif;
}

a {
  color: inherit;
  text-decoration: none;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: var(--white);
  box-shadow: 0 2px 10px rgba(21, 46, 73, 0.1);
  backdrop-filter: blur(14px);
}

.topbar {
  display: flex;
  justify-content: flex-end;
  gap: 46px;
  min-height: 38px;
  padding: 0 max(30px, calc((100vw - 1520px) / 2));
  color: var(--white);
  background: #045796;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  align-items: center;
}

.navbar {
  display: flex;
  align-items: center;
  gap: 42px;
  min-height: 82px;
  max-width: 1520px;
  margin: 0 auto;
  padding: 0 30px;
}

.brand {
  display: grid;
  width: 265px;
  padding-left: 0;
  color: var(--blue-dark);
  line-height: 1;
}

.brand span {
  font-size: 44px;
  font-weight: 800;
  letter-spacing: 0;
}

.brand small {
  width: max-content;
  margin-top: 1px;
  padding: 2px 6px 3px;
  color: var(--white);
  background: linear-gradient(90deg, var(--teal), #7fd9e2);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 1;
  gap: 38px;
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
}

.nav-item {
  position: relative;
}

.nav-trigger,
.nav-link {
  display: inline-flex;
  align-items: center;
  min-height: 82px;
  border: 0;
  color: #4b4e55;
  background: transparent;
  font: inherit;
  text-transform: uppercase;
  cursor: pointer;
}

.nav-trigger::after {
  content: "";
  display: inline-block;
  width: 7px;
  height: 7px;
  margin-left: 6px;
  border-right: 1.5px solid #6d7380;
  border-bottom: 1.5px solid #6d7380;
  transform: translateY(-3px) rotate(45deg);
}

.nav-trigger:hover,
.nav-item:hover > .nav-trigger,
.nav-link:hover {
  color: var(--blue);
}

.nav-item:hover > .nav-trigger::after {
  transform: translateY(1px) rotate(225deg);
}

.mega-menu,
.dropdown-menu {
  position: absolute;
  top: calc(100% - 4px);
  left: 0;
  z-index: 40;
  display: none;
  color: #6b6f7a;
  text-transform: none;
}

.nav-item:hover .mega-menu,
.nav-item:hover .dropdown-menu,
.nav-item.open .mega-menu,
.nav-item.open .dropdown-menu {
  display: flex;
}

.nav-item:hover .dropdown-menu,
.nav-item.open .dropdown-menu {
  display: grid;
}

.loans-menu {
  width: 560px;
  align-items: flex-start;
}

.mega-tabs {
  display: grid;
  gap: 4px;
  width: 270px;
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 18px 44px rgba(16, 42, 67, 0.2);
}

.mega-tabs button {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 50px;
  border: 0;
  border-radius: 12px;
  padding: 0 20px;
  color: #6b6f7a;
  background: transparent;
  font: inherit;
  font-weight: 700;
  text-align: left;
  cursor: pointer;
}

.mega-tabs button.active,
.mega-tabs button:hover {
  color: var(--blue);
  background: #f1f7fd;
}

.mega-tabs span {
  color: var(--blue);
  font-size: 24px;
  line-height: 1;
}

.mega-panel {
  display: grid;
  gap: 21px;
  min-width: 300px;
  margin-left: -1px;
  padding: 28px 30px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 18px 44px rgba(16, 42, 67, 0.18);
}

.loans-menu .mega-panel {
  display: none;
}

.loans-menu.submenu-open .mega-panel.is-active {
  display: grid;
}

.dropdown-menu {
  gap: 16px;
  min-width: 225px;
  padding: 24px 26px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 18px 44px rgba(16, 42, 67, 0.18);
}

.mega-panel a,
.dropdown-menu a {
  color: #6b6f7a;
  font-weight: 700;
  line-height: 1.35;
}

.mega-panel a:hover,
.dropdown-menu a:hover {
  color: var(--blue);
}

.nav-trigger,
.nav-link,
.topbar a,
.footer-links a {
  transition: color 180ms ease, transform 180ms ease;
}

.topbar a:hover,
.footer-links a:hover {
  color: var(--teal);
  transform: translateY(-1px);
}

.menu-toggle {
  display: grid;
  place-items: center;
  width: 50px;
  height: 50px;
  border: 1px solid var(--line);
  border-radius: 50%;
  color: transparent;
  background: var(--white);
  cursor: pointer;
}

.menu-toggle {
  display: none;
}

.menu-toggle span {
  width: 20px;
  height: 2px;
  background: var(--blue-dark);
}

.hero {
  position: relative;
  min-height: 540px;
  max-width: 1520px;
  margin: 0 auto;
  overflow: hidden;
  background: #eef7ff;
  border-radius: 2px;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(115deg, transparent 20%, rgba(255, 255, 255, 0.42) 48%, transparent 70%);
  animation: heroSweep 7s ease-in-out infinite;
  pointer-events: none;
}

.hero-slider {
  position: relative;
  min-height: 540px;
}

.hero-slide {
  position: absolute;
  inset: 0;
  display: grid;
  grid-template-columns: minmax(360px, 0.98fr) minmax(0, 1fr);
  align-items: center;
  gap: 58px;
  min-height: 540px;
  padding: 56px 86px 78px;
  opacity: 0;
  pointer-events: none;
  transform: translateX(24px);
  transition: opacity 420ms ease, transform 420ms ease;
}

.hero-slide.is-active {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(0);
}

.personal-slide {
  background:
    radial-gradient(circle at 26% 32%, rgba(11, 196, 200, 0.18), transparent 30%),
    linear-gradient(100deg, #eaf7ff 0%, #f9fcff 48%, #e8f8f2 100%);
}

.business-slide {
  background:
    radial-gradient(circle at 28% 30%, rgba(244, 185, 64, 0.23), transparent 32%),
    linear-gradient(100deg, #eff8ff 0%, #fff8f0 52%, #f9e9e8 100%);
}

.home-slide {
  background:
    radial-gradient(circle at 28% 34%, rgba(176, 95, 209, 0.18), transparent 34%),
    linear-gradient(100deg, #eef7ff 0%, #fbf7ff 52%, #f3eaff 100%);
}

.professional-slide {
  background:
    radial-gradient(circle at 30% 32%, rgba(125, 108, 214, 0.18), transparent 32%),
    linear-gradient(100deg, #eef7ff 0%, #fbf9ff 52%, #f1eaff 100%);
}

.hero-copy {
  position: relative;
  z-index: 2;
  max-width: 650px;
  justify-self: start;
}

.hero-pill,
.section-heading span,
.apply-copy span,
.testimonial-band span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 26px;
  padding: 12px 20px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.75);
  color: #122337;
  font-size: 14px;
  font-weight: 700;
  box-shadow: 0 14px 30px rgba(21, 70, 110, 0.08);
}

.hero-pill::before {
  content: "+";
  color: var(--blue);
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

.hero h1 {
  max-width: 640px;
  margin-bottom: 22px;
  font-size: clamp(42px, 5vw, 66px);
  line-height: 1.14;
  letter-spacing: 0;
}

.hero p {
  max-width: 650px;
  color: var(--muted);
  font-size: 19px;
  line-height: 1.55;
}

.primary-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  min-height: 48px;
  margin-top: 22px;
  padding: 0 22px;
  border: 0;
  border-radius: 999px;
  color: var(--white);
  background: var(--blue);
  box-shadow: 0 14px 26px rgba(5, 88, 155, 0.3);
  font-size: 16px;
  font-weight: 800;
  cursor: pointer;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.primary-btn:hover {
  background: var(--blue-dark);
  box-shadow: 0 18px 34px rgba(5, 88, 155, 0.36);
  transform: translateY(-2px);
}

.hero-art {
  position: relative;
  z-index: 1;
  min-width: 0;
  justify-self: center;
  width: 100%;
}

.hero-art img {
  display: block;
  width: 100%;
  max-height: 380px;
  object-fit: contain;
  mix-blend-mode: multiply;
  filter: drop-shadow(0 22px 34px rgba(7, 63, 119, 0.18));
  animation: floatHero 4.8s ease-in-out infinite;
}

.hero-arrow {
  position: absolute;
  top: 50%;
  z-index: 3;
  width: 50px;
  height: 50px;
  border: 0;
  border-radius: 50%;
  color: #202834;
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 12px 28px rgba(9, 51, 88, 0.08);
  font-size: 48px;
  line-height: 1;
  cursor: pointer;
  transform: translateY(-50%);
}

.hero-arrow.left {
  left: 12px;
}

.hero-arrow.right {
  right: 12px;
}

.slider-dots {
  position: absolute;
  bottom: 34px;
  left: 50%;
  display: flex;
  gap: 10px;
  transform: translateX(-50%);
}

.slider-dots button {
  width: 13px;
  height: 13px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: #d3dce5;
  cursor: pointer;
}

.slider-dots .active {
  width: 34px;
  border-radius: 999px;
  background: var(--blue);
}

.trust-grid,
.product-grid,
.loan-offer-grid,
.insight-grid {
  display: grid;
  gap: 18px;
}

.trust-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin: 28px 30px 0;
}

.trust-grid article,
.product-card,
.loan-card,
.lead-form,
.insights article {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  box-shadow: var(--shadow);
  transition: transform 190ms ease, box-shadow 190ms ease, border-color 190ms ease;
}

.trust-grid article {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px 18px;
}

.trust-grid article:hover,
.product-card:hover,
.loan-card:hover,
.insights article:hover,
.lead-form:hover {
  border-color: rgba(11, 196, 200, 0.42);
  box-shadow: 0 24px 58px rgba(12, 57, 97, 0.18);
  transform: translateY(-4px);
}

.icon,
.product-icon {
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  width: 48px;
  height: 48px;
  border-radius: 8px;
  color: var(--blue);
  background: #edf6ff;
  font-weight: 800;
}

.trust-grid h3,
.product-card h3,
.insights h3 {
  margin-bottom: 6px;
  font-size: 16px;
}

.trust-grid p,
.product-card p,
.insights p,
.footer p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.5;
}

.stats-band {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  margin: 56px 0;
  padding: 34px 30px;
  color: var(--white);
  background: linear-gradient(90deg, #073f75, #05649c 54%, #0b9ea8);
  background-size: 140% 100%;
  animation: statsFlow 8s ease-in-out infinite alternate;
}

.stats-band div {
  text-align: center;
}

.stats-band strong {
  display: block;
  font-size: 36px;
}

.stats-band span {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
}

.section,
.insights {
  padding: 0 30px 64px;
}

.section-heading {
  max-width: 720px;
  margin: 0 auto 32px;
  text-align: center;
}

.section-heading span {
  margin-bottom: 16px;
  color: var(--blue);
}

.section-heading h2,
.apply-copy h2,
.testimonial-band h2 {
  margin-bottom: 0;
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.15;
}

.product-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.product-card {
  padding: 26px;
}

.loan-offer-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  max-width: 1320px;
  margin: 0 auto;
  gap: 34px;
}

.loan-card {
  overflow: hidden;
  border: 2px solid #d4dbe4;
  border-radius: 28px;
  background: var(--white);
}

.loan-card-media {
  position: relative;
  min-height: 265px;
  overflow: hidden;
  background: #eef3f8;
}

.loan-card-media::after {
  content: "";
  position: absolute;
  inset: 45% 0 0;
  background: linear-gradient(180deg, transparent, rgba(0, 0, 0, 0.78));
}

.loan-card-media img {
  display: block;
  width: 100%;
  height: 265px;
  object-fit: contain;
  padding: 28px 18px 0;
  filter: saturate(0.92);
  transition: transform 240ms ease;
}

.loan-card:hover .loan-card-media img {
  transform: scale(1.04);
}

.loan-card-media span,
.loan-card-media h3 {
  position: absolute;
  z-index: 2;
  left: 18px;
}

.loan-card-media span {
  bottom: 58px;
  padding: 7px 12px;
  border-radius: 9px;
  color: #111827;
  background: rgba(255, 255, 255, 0.92);
  font-size: 14px;
  font-weight: 800;
}

.loan-card-media h3 {
  bottom: 16px;
  margin: 0;
  color: var(--white);
  font-size: 25px;
  line-height: 1.15;
}

.loan-card-body {
  padding: 20px 24px 26px;
}

.loan-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  margin-bottom: 20px;
}

.loan-meta b {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 8px 10px;
  border-radius: 10px;
  color: #9a6600;
  background: #fff6dc;
}

.loan-meta strong {
  color: var(--blue);
}

.loan-calculator {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 32px;
  max-width: 1320px;
  margin: 64px auto 0;
}

.calculator-panel {
  min-height: 520px;
  padding: 36px;
  border: 1px solid #edf0f5;
  border-radius: 26px;
  background: var(--white);
  box-shadow: 0 24px 70px rgba(16, 42, 67, 0.08);
}

.calculator-panel h3 {
  margin-bottom: 30px;
  color: #6b6f7a;
  font-size: 14px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.calculator-panel label {
  display: grid;
  gap: 14px;
  margin-bottom: 30px;
  color: #5b606c;
  font-size: 17px;
}

.calculator-panel label > span {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
}

.calculator-panel output {
  justify-self: end;
  min-width: 120px;
  margin-top: -50px;
  padding: 9px 12px;
  border: 1px solid #dde2ea;
  border-radius: 10px;
  color: #20242a;
  background: var(--white);
  font-size: 18px;
  font-weight: 800;
  text-align: right;
}

.calculator-panel input[type="range"] {
  width: 100%;
  accent-color: #147bff;
}

.calculator-panel small {
  display: flex;
  justify-content: space-between;
  color: #747985;
  font-size: 14px;
}

.results-panel {
  display: grid;
  align-content: start;
}

.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  min-height: 66px;
  margin-bottom: 16px;
  padding: 0 22px;
  border: 1px solid #edf0f5;
  border-radius: 16px;
  color: #5b606c;
  font-size: 17px;
}

.result-row strong {
  color: #20242a;
  font-size: 22px;
}

.emi-chart {
  display: grid;
  justify-items: center;
  gap: 18px;
  margin-top: 16px;
  padding-top: 34px;
  border-top: 1px solid #edf0f5;
}

.pie-chart {
  width: 150px;
  height: 150px;
  border-radius: 50%;
  background: conic-gradient(#6264ee var(--interest-slice, 12%), #e1e4ea 0);
}

.chart-legend {
  display: grid;
  gap: 10px;
  color: #747985;
  font-size: 14px;
}

.chart-legend span {
  display: flex;
  align-items: center;
  gap: 10px;
}

.chart-legend i {
  display: inline-block;
  width: 50px;
  height: 13px;
}

.principal-key {
  background: #6264ee;
}

.interest-key {
  background: #e1e4ea;
}

.loan-showcase {
  display: grid;
  gap: 64px;
  max-width: 1320px;
  margin: 18px auto 70px;
  padding: 0 30px;
}

.loan-detail-card {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1fr);
  gap: 56px;
  align-items: center;
  min-height: 520px;
  overflow: hidden;
  border: 1px solid #edf0f5;
  border-radius: 34px;
  box-shadow: 0 22px 54px rgba(16, 42, 67, 0.12);
  isolation: isolate;
  transition: transform 260ms ease, box-shadow 260ms ease, border-color 260ms ease;
}

.loan-detail-card::before {
  content: "";
  position: absolute;
  inset: -1px;
  z-index: -1;
  opacity: 0;
  background: linear-gradient(120deg, rgba(21, 93, 255, 0.22), transparent 35%, rgba(11, 196, 200, 0.18));
  transition: opacity 260ms ease;
}

.loan-detail-card:hover {
  border-color: rgba(21, 93, 255, 0.25);
  box-shadow: 0 32px 78px rgba(16, 42, 67, 0.18);
  transform: translateY(-6px);
}

.loan-detail-card:hover::before {
  opacity: 1;
}

.light-card {
  background: var(--white);
}

.dark-card {
  color: var(--white);
  background:
    radial-gradient(circle at 78% 18%, rgba(21, 93, 255, 0.2), transparent 26%),
    #10192d;
}

.reverse-card {
  grid-template-columns: minmax(0, 1fr) minmax(0, 0.82fr);
}

.loan-detail-art {
  position: relative;
  display: grid;
  place-items: center;
  min-height: 520px;
  background: linear-gradient(180deg, #fbfcff, #f1f1f1);
  overflow: hidden;
}

.loan-detail-art::after {
  content: "";
  position: absolute;
  inset: auto 10% 12% 10%;
  height: 46px;
  border-radius: 50%;
  background: rgba(12, 57, 97, 0.1);
  filter: blur(18px);
  transform: scaleX(0.7);
  transition: transform 260ms ease, opacity 260ms ease;
}

.dark-card .loan-detail-art {
  background: rgba(12, 24, 46, 0.42);
}

.loan-detail-art img {
  position: relative;
  z-index: 1;
  display: block;
  width: min(88%, 520px);
  max-height: 430px;
  object-fit: contain;
  mix-blend-mode: multiply;
  filter: drop-shadow(0 24px 30px rgba(7, 17, 31, 0.12));
  animation: detailFloat 5.4s ease-in-out infinite;
  transition: transform 280ms ease, filter 280ms ease;
}

.loan-detail-card:hover .loan-detail-art img {
  filter: drop-shadow(0 30px 38px rgba(7, 17, 31, 0.17));
  transform: scale(1.035);
}

.loan-detail-card:hover .loan-detail-art::after {
  opacity: 0.85;
  transform: scaleX(1);
}

.dark-card .loan-detail-art img {
  mix-blend-mode: normal;
}

.loan-detail-copy {
  padding: 56px 52px;
}

.plan-badge {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 20px;
  padding: 7px 13px;
  border-radius: 999px;
  color: #155dff;
  background: #dcecff;
  font-size: 13px;
  font-weight: 900;
  text-transform: uppercase;
  overflow: hidden;
}

.plan-badge::after {
  content: "";
  position: absolute;
  inset: 0;
  width: 38%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.7), transparent);
  transform: translateX(-140%);
  animation: badgeShine 3.8s ease-in-out infinite;
}

.dark-card .plan-badge {
  color: #eaf3ff;
  background: rgba(28, 103, 189, 0.45);
  box-shadow: inset 0 0 0 1px rgba(113, 173, 255, 0.28);
}

.plan-badge::before {
  content: "+";
  font-size: 16px;
}

.loan-detail-copy h2 {
  margin-bottom: 20px;
  font-size: clamp(32px, 4vw, 42px);
  line-height: 1.08;
}

.loan-detail-copy p {
  max-width: 670px;
  color: #2d4263;
  font-size: 20px;
  line-height: 1.58;
}

.dark-card .loan-detail-copy p {
  color: #e5efff;
}

.benefit-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px 34px;
  margin: 28px 0 8px;
}

.benefit-list span {
  position: relative;
  padding-left: 38px;
  color: #12243d;
  font-size: 17px;
  font-weight: 800;
  transition: transform 180ms ease, color 180ms ease;
}

.benefit-list span:hover {
  color: var(--blue);
  transform: translateX(4px);
}

.dark-card .benefit-list span {
  color: var(--white);
}

.benefit-list span::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: -1px;
  display: grid;
  place-items: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  color: #126bff;
  background: #eaf3ff;
  font-size: 14px;
  transition: transform 180ms ease, background 180ms ease;
}

.benefit-list span:hover::before {
  background: #d7eaff;
  transform: scale(1.08);
}

.dark-card .benefit-list span::before {
  color: #8ec9ff;
  background: #1f2d47;
}

.light-btn {
  color: #07111f;
  background: var(--white);
  box-shadow: none;
}

.light-btn:hover {
  color: var(--white);
}

.walkthrough-section {
  max-width: 980px;
  margin: 0 auto 76px;
  padding: 0 30px;
}

.walkthrough-heading {
  text-align: center;
}

.walkthrough-heading h2 {
  color: var(--blue);
  font-size: clamp(28px, 4vw, 38px);
}

.walkthrough-heading span {
  color: #3442ff;
}

.walkthrough-heading::after {
  content: "";
  display: block;
  width: 72px;
  height: 3px;
  margin: 16px auto 0;
  border-radius: 999px;
  background: #155dff;
  animation: linePulse 2.8s ease-in-out infinite;
}

.timeline {
  position: relative;
  display: grid;
  gap: 42px;
  max-width: 720px;
  margin: 48px auto 0;
}

.timeline::before {
  content: "";
  position: absolute;
  top: 24px;
  bottom: 24px;
  left: 50%;
  width: 3px;
  border-radius: 999px;
  background: #dfe7f1;
  transform: translateX(-50%);
}

.timeline::after {
  content: "";
  position: absolute;
  top: 24px;
  left: 50%;
  width: 3px;
  height: 36%;
  border-radius: 999px;
  background: linear-gradient(#155dff, #1fc98a);
  transform: translateX(-50%);
  animation: timelineFlow 4.2s ease-in-out infinite alternate;
}

.timeline-step {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 82px minmax(0, 1fr);
  align-items: center;
  transition: transform 220ms ease;
}

.timeline-step:hover {
  transform: translateY(-3px);
}

.timeline-step h3 {
  margin-bottom: 10px;
  color: #111827;
  font-size: 20px;
}

.timeline-step p {
  margin-bottom: 0;
  color: #41516d;
  font-size: 14px;
  line-height: 1.65;
}

.left-step div {
  grid-column: 1;
  text-align: right;
}

.left-step .timeline-icon {
  grid-column: 2;
}

.right-step .timeline-icon {
  grid-column: 2;
}

.right-step div {
  grid-column: 3;
}

.timeline-icon {
  position: relative;
  z-index: 1;
  display: grid;
  place-items: center;
  justify-self: center;
  width: 62px;
  height: 62px;
  border-radius: 50%;
  color: #0b1a33;
  background: #dcecff;
  box-shadow: 0 12px 24px rgba(0, 67, 156, 0.18);
  font-weight: 900;
  animation: iconPulse 2.6s ease-in-out infinite;
}

.timeline-step:nth-child(2) .timeline-icon {
  animation-delay: 0.35s;
}

.timeline-step:nth-child(3) .timeline-icon {
  animation-delay: 0.7s;
}

.violet-icon {
  background: #ead8ff;
}

.green-icon {
  background: #cdf9df;
}

.product-card a {
  display: inline-flex;
  margin-top: 20px;
  color: var(--blue);
  font-weight: 800;
}

.apply-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 420px;
  gap: 46px;
  align-items: center;
  padding: 70px 30px;
  background: linear-gradient(100deg, #f2f9ff, #ffffff 58%, #eefafd);
}

.apply-copy {
  max-width: 720px;
  justify-self: end;
}

.apply-copy p {
  max-width: 620px;
  color: var(--muted);
  font-size: 18px;
  line-height: 1.6;
}

.steps {
  display: grid;
  gap: 14px;
  margin-top: 28px;
}

.steps div {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
}

.steps b {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  color: var(--white);
  background: var(--blue);
}

.lead-form {
  display: grid;
  gap: 18px;
  padding: 26px;
}

.lead-form label {
  display: grid;
  gap: 8px;
  color: #334155;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
}

.lead-form input,
.lead-form select {
  min-height: 46px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 0 14px;
  color: var(--ink);
  background: #fbfdff;
  font: inherit;
}

.lead-form output {
  color: var(--blue);
  font-size: 28px;
  font-weight: 800;
}

.full {
  width: 100%;
  margin-top: 0;
}

.bank-association {
  position: relative;
  overflow: hidden;
  padding: 70px 30px 84px;
  background:
    radial-gradient(circle at 14% 8%, rgba(11, 196, 200, 0.08), transparent 22%),
    radial-gradient(circle at 88% 18%, rgba(21, 93, 255, 0.08), transparent 24%),
    #ffffff;
}

.bank-association::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(5, 88, 155, 0.3), transparent);
}

.bank-heading {
  max-width: 1180px;
  margin: 0 auto 52px;
  text-align: center;
}

.bank-heading h2 {
  margin-bottom: 24px;
  color: var(--blue-dark);
  font-size: clamp(34px, 4.6vw, 52px);
  line-height: 1.08;
}

.bank-heading h2 span {
  color: #3a46f4;
}

.bank-heading p {
  margin-bottom: 0;
  color: #6b6f7a;
  font-size: 22px;
}

.bank-logo-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 30px;
  max-width: 1360px;
  margin: 0 auto;
}

.bank-logo-card {
  position: relative;
  display: grid;
  place-items: center;
  min-height: 132px;
  overflow: hidden;
  border: 1px solid #dfe6ef;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 10px 26px rgba(16, 42, 67, 0.1);
  isolation: isolate;
  transition: transform 230ms ease, box-shadow 230ms ease, border-color 230ms ease;
}

.bank-logo-card::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  opacity: 0;
  background: linear-gradient(135deg, rgba(21, 93, 255, 0.1), rgba(11, 196, 200, 0.12));
  transition: opacity 230ms ease;
}

.bank-logo-card::after {
  content: "";
  position: absolute;
  top: 0;
  bottom: 0;
  left: -55%;
  width: 44%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.75), transparent);
  transform: skewX(-18deg);
  transition: left 520ms ease;
}

.bank-logo-card:hover {
  border-color: rgba(21, 93, 255, 0.32);
  box-shadow: 0 22px 48px rgba(16, 42, 67, 0.16);
  transform: translateY(-8px) scale(1.015);
}

.bank-logo-card:hover::before {
  opacity: 1;
}

.bank-logo-card:hover::after {
  left: 118%;
}

.bank-logo-card span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  max-width: 88%;
  min-height: 44px;
  padding: 0 12px;
  color: #17365f;
  font-size: 25px;
  font-weight: 900;
  letter-spacing: -0.02em;
  text-align: center;
}

.bank-logo-card:nth-child(2n) span {
  animation: logoDrift 5.8s ease-in-out infinite;
}

.bank-logo-card:nth-child(2n + 1) span {
  animation: logoDrift 6.6s ease-in-out infinite reverse;
}

.hdfc-logo span,
.yes-logo span,
.boi-logo span {
  color: #ffffff;
  background: #064e9b;
  box-shadow: inset 0 0 0 2px rgba(255, 255, 255, 0.14);
}

.icici-logo span {
  color: #006578;
  font-style: italic;
}

.icici-logo span::first-letter {
  color: #c75a24;
}

.kotak-logo span {
  color: #d9272f;
}

.indusind-logo span {
  color: #b7362d;
  font-style: italic;
}

.sc-logo span {
  color: #56585e;
  font-weight: 700;
}

.abg-logo span {
  color: #b33b2e;
  font-size: 18px;
  text-transform: uppercase;
}

.hero-logo span {
  color: #07934b;
}

.lt-logo span {
  color: #1d1f24;
  font-style: italic;
}

.paysense-logo span {
  color: #3342e9;
}

.poonawalla-logo span {
  color: #253d67;
  font-size: 18px;
  text-transform: uppercase;
}

.smfg-logo span {
  color: #136b43;
  font-family: Georgia, serif;
  font-size: 31px;
  letter-spacing: 0.06em;
}

.insight-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.insights article {
  padding: 26px;
}

.insights small {
  color: var(--blue);
  font-weight: 700;
  text-transform: uppercase;
}

.testimonial-band {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1fr);
  gap: 36px;
  align-items: center;
  padding: 64px 30px;
  color: var(--white);
  background: #071f3a;
}

.testimonial-band span {
  color: var(--ink);
}

blockquote {
  margin: 0;
  color: #e8f4ff;
  font-size: 24px;
  line-height: 1.5;
}

cite {
  display: block;
  margin-top: 18px;
  color: #8edee5;
  font-size: 14px;
  font-style: normal;
  font-weight: 700;
}

.about-services-section {
  display: grid;
  grid-template-columns: minmax(0, 0.75fr) minmax(0, 1fr);
  gap: 42px;
  max-width: 1320px;
  margin: 82px auto;
  padding: 0 30px;
}

.about-services-copy {
  align-self: start;
  position: sticky;
  top: 138px;
}

.section-kicker {
  display: inline-flex;
  margin-bottom: 16px;
  padding: 8px 14px;
  border-radius: 999px;
  color: var(--blue);
  background: #eaf5ff;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.about-services-copy h2 {
  margin: 0 0 20px;
  color: var(--blue);
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.1;
}

.about-services-copy p {
  color: #4b5d73;
  font-size: 18px;
  line-height: 1.65;
}

.about-services-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.about-services-grid article {
  position: relative;
  overflow: hidden;
  min-height: 250px;
  padding: 28px;
  border: 1px solid #dfe9f3;
  border-radius: 18px;
  background: linear-gradient(145deg, #ffffff, #f7fbff);
  box-shadow: 0 18px 42px rgba(5, 88, 155, 0.1);
}

.about-services-grid article::after {
  content: "";
  position: absolute;
  right: -38px;
  bottom: -44px;
  width: 130px;
  height: 130px;
  border-radius: 50%;
  background: rgba(11, 196, 200, 0.1);
}

.about-services-grid h3 {
  margin: 0 0 18px;
  color: #07111f;
  font-size: 22px;
}

.about-services-grid ul {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.about-services-grid li {
  position: relative;
  padding-left: 26px;
  color: #40516a;
  line-height: 1.4;
}

.about-services-grid li::before {
  content: "\2713";
  position: absolute;
  top: 1px;
  left: 0;
  display: grid;
  width: 18px;
  height: 18px;
  place-items: center;
  border-radius: 50%;
  color: #00a982;
  background: #e0fbf4;
  font-size: 12px;
  font-weight: 900;
}

.about-statement p {
  position: relative;
  z-index: 1;
  margin: 0;
  color: #40516a;
  font-size: 17px;
  line-height: 1.62;
}

.footer {
  color: #ffffff;
  background: #020303;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-main {
  display: grid;
  grid-template-columns: minmax(280px, 420px) minmax(0, 580px);
  justify-content: center;
  gap: 220px;
  padding: 64px 30px;
}

.footer-brand {
  width: max-content;
  margin-bottom: 30px;
  color: #ffffff;
}

.footer-brand span {
  color: #ffffff;
  font-size: 34px;
  font-weight: 900;
}

.footer-brand small {
  color: #ffffff;
  background: linear-gradient(90deg, var(--blue), var(--teal));
}

.footer-contact {
  display: grid;
  align-content: start;
}

.footer-contact-row {
  display: flex;
  align-items: center;
  gap: 14px;
  width: max-content;
  margin: 8px 0;
  color: #ffffff;
  font-size: 16px;
  font-weight: 800;
}

.footer-contact-row span,
.footer-info > h2::before {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  color: #4b9cff;
  background: rgba(15, 91, 175, 0.32);
  font-size: 20px;
}

.footer-contact-row.whatsapp span {
  color: #00e48a;
  background: rgba(0, 179, 107, 0.28);
}

.footer-socials {
  margin-top: 28px;
}

.footer-socials p {
  margin: 0 0 16px;
  color: #7d8794;
  font-size: 14px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.footer-socials div {
  display: flex;
  gap: 12px;
}

.footer-socials a {
  display: grid;
  width: 44px;
  height: 44px;
  place-items: center;
  border-radius: 12px;
  color: #ffffff;
  background: #0b5aaa;
  font-size: 20px;
  font-weight: 900;
  transition: transform 180ms ease, filter 180ms ease;
}

.footer-socials a:nth-child(2) {
  background: linear-gradient(135deg, #f7c65d, #e43d8c, #6646ff);
}

.footer-socials a:nth-child(3) {
  background: #171717;
}

.footer-socials a:nth-child(4) {
  background: #075a9c;
}

.footer-socials a:nth-child(5) {
  background: #ff1717;
}

.footer-socials a:hover {
  transform: translateY(-4px);
  filter: brightness(1.12);
}

.footer-info {
  display: grid;
  align-content: start;
  gap: 24px;
}

.footer-info h2 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0;
  color: #ffffff;
  font-size: 20px;
}

.footer-info > h2::before {
  content: "";
  width: 4px;
  height: 24px;
  border-radius: 999px;
  background: #247cff;
}

.footer-info article {
  display: grid;
  grid-template-columns: 28px minmax(0, 1fr);
  gap: 16px;
  padding: 20px;
  border: 1px solid #2b2b2b;
  border-radius: 12px;
  background: #1b1b1b;
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.18);
}

.footer-info article > span {
  color: #4b9cff;
  font-size: 22px;
}

.footer-info h3 {
  margin: 0 0 8px;
  color: #ffffff;
  font-size: 16px;
}

.footer-info p {
  margin: 0;
  color: #c8d1dc;
  font-size: 14px;
  line-height: 1.55;
}

.footer-link-panel {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 26px 34px;
  padding: 26px 30px 24px;
  border-top: 1px solid #242424;
  background: #0b0b0b;
}

.footer-link-panel a {
  color: #cbd3dc;
  font-size: 14px;
  transition: color 160ms ease;
}

.footer-link-panel a:hover {
  color: #69b7ff;
}

.footer-bottom {
  padding: 11px 18px;
  color: #bcd6ff;
  background: #2143a5;
  font-size: 14px;
  text-align: center;
  text-transform: uppercase;
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 620ms ease, transform 620ms ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

body.dark {
  --ink: #eef7ff;
  --muted: #b7c6d5;
  --line: #284159;
  --white: #0d1b2b;
  background: #081321;
}

body.dark .site-header,
body.dark .product-card,
body.dark .lead-form,
body.dark .insights article,
body.dark .trust-grid article {
  background: #0d1b2b;
}

body.dark .hero,
body.dark .apply-section {
  background: linear-gradient(100deg, #0d1b2b, #102a44 58%, #0d3d58);
}

body.dark .hero-art img {
  mix-blend-mode: normal;
}

.detail-page {
  background: #ffffff;
}

.detail-grid-bg {
  background:
    linear-gradient(rgba(5, 88, 155, 0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(5, 88, 155, 0.055) 1px, transparent 1px),
    linear-gradient(115deg, #ebfffb 0%, #f6fbff 45%, #e8f3ff 100%);
  background-size: 52px 52px, 52px 52px, auto;
}

.detail-hero {
  padding: 70px 30px 86px;
}

.detail-hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) 450px;
  gap: 70px;
  max-width: 1540px;
  margin: 0 auto;
}

.detail-hero-copy {
  align-self: center;
}

.soft-badge,
.pill-kicker,
.line-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  width: max-content;
  border: 1px solid rgba(11, 196, 200, 0.24);
  border-radius: 999px;
  color: #078066;
  background: rgba(11, 196, 200, 0.14);
  font-size: 14px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.soft-badge {
  padding: 14px 22px;
  text-transform: none;
}

.soft-badge::before {
  content: "\2197";
}

.detail-hero h1 {
  margin: 34px 0 28px;
  color: var(--blue);
  font-size: clamp(48px, 5vw, 76px);
  line-height: 1;
}

.detail-hero-copy > p {
  max-width: 870px;
  color: #526173;
  font-size: 24px;
  line-height: 1.55;
}

.detail-benefits {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.detail-benefits article {
  display: flex;
  align-items: center;
  gap: 16px;
  min-height: 82px;
  padding: 20px 24px;
  border: 1px solid #d8f4ee;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.68);
  box-shadow: 0 14px 32px rgba(5, 88, 155, 0.07);
  font-size: 18px;
  font-weight: 800;
}

.detail-benefits span {
  display: grid;
  flex: 0 0 40px;
  width: 40px;
  height: 40px;
  place-items: center;
  border-radius: 50%;
  color: #00b884;
  background: #dffbf3;
  font-size: 22px;
}

.last-updated {
  display: inline-flex;
  gap: 6px;
  margin-top: 40px;
  padding: 12px 20px;
  border: 1px solid #e2eaf2;
  border-radius: 12px;
  color: #647184;
  background: rgba(255, 255, 255, 0.78);
  font-size: 16px;
}

.last-updated::before {
  content: "\25f7";
}

.last-updated strong {
  color: var(--ink);
}

.detail-side {
  display: grid;
  gap: 20px;
}

.detail-apply-card {
  position: relative;
  overflow: hidden;
  display: grid;
  justify-items: center;
  padding: 46px 30px 34px;
  border: 1px solid rgba(255, 255, 255, 0.72);
  border-radius: 30px;
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.72), rgba(229, 250, 247, 0.78));
  box-shadow: 0 28px 70px rgba(5, 88, 155, 0.22);
}

.detail-apply-card::before {
  content: "";
  position: absolute;
  inset: -45% -20%;
  background: linear-gradient(115deg, transparent 30%, rgba(255, 255, 255, 0.72), transparent 64%);
  transform: translateX(-70%);
  animation: shineSweep 5.5s ease-in-out infinite;
}

.detail-apply-card > * {
  position: relative;
}

.apply-icon {
  display: grid;
  width: 64px;
  height: 64px;
  place-items: center;
  border-radius: 18px;
  color: #ffffff;
  background: linear-gradient(135deg, #1677ff, #00c487);
  box-shadow: 0 16px 34px rgba(20, 123, 255, 0.24);
  font-size: 28px;
}

.detail-apply-card h2 {
  max-width: 330px;
  margin: 34px 0 10px;
  color: #0794c8;
  font-size: 30px;
  line-height: 1.32;
  text-align: center;
}

.detail-apply-card p {
  margin: 0 0 26px;
  color: #485364;
  font-weight: 800;
}

.privacy-check {
  display: flex;
  align-items: center;
  gap: 12px;
  width: 100%;
  color: #556374;
  font-size: 14px;
}

.privacy-check input {
  width: 20px;
  height: 20px;
  accent-color: #0abb89;
}

.privacy-check a {
  color: #146fff;
  font-weight: 800;
  text-decoration: underline;
}

.gradient-btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  gap: 14px;
  width: 100%;
  min-height: 52px;
  margin: 16px 0 28px;
  border-radius: 16px;
  color: #ffffff;
  background: linear-gradient(90deg, #126dff, #00bf7a);
  box-shadow: 0 12px 24px rgba(18, 109, 255, 0.2);
  font-size: 20px;
  font-weight: 900;
}

.trust-row {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  justify-content: center;
  padding-top: 26px;
  border-top: 1px solid rgba(94, 121, 144, 0.14);
  color: #6a7584;
  font-size: 14px;
  font-weight: 800;
}

.trust-row i {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: #cbd5df;
}

.purpose-card {
  padding: 24px 26px;
  border: 1px solid #dbe8f4;
  border-radius: 20px;
  color: #526173;
  background: rgba(240, 248, 255, 0.74);
  line-height: 1.55;
  box-shadow: 0 18px 50px rgba(5, 88, 155, 0.08);
}

.purpose-card strong {
  color: var(--ink);
}

.detail-stats-panel {
  max-width: 1080px;
  margin: -38px auto 70px;
  padding: 28px 26px 38px;
  border: 1px solid #e5edf5;
  border-radius: 18px;
  background: linear-gradient(125deg, #ffffff, #f4f1ff);
  box-shadow: 0 28px 70px rgba(18, 35, 59, 0.14);
}

.stats-title {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  margin-bottom: 24px;
  color: #2e3b4e;
  font-size: 17px;
}

.stats-title span {
  color: #ff9d00;
}

.detail-stat-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.detail-stat-grid article {
  position: relative;
  overflow: hidden;
  min-height: 142px;
  padding: 20px 18px;
  border: 1px solid #e5edf5;
  border-radius: 12px;
  background: #ffffff;
  box-shadow: 0 12px 28px rgba(18, 35, 59, 0.08);
}

.detail-stat-grid article::after {
  content: "";
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 14px;
  height: 4px;
  border-radius: 999px;
  background: #5d63ee;
}

.stat-icon {
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  margin-bottom: 18px;
  border-radius: 10px;
  color: #ffffff;
  background: #4963ff;
}

.detail-stat-grid strong {
  color: #2f3949;
  font-size: 24px;
}

.detail-stat-grid p,
.detail-stat-grid small {
  margin: 0;
  color: #667386;
}

.detail-calculator-section,
.detail-section,
.repayment-section,
.charges-section,
.loan-types-section {
  max-width: 1320px;
  margin: 0 auto;
  padding: 72px 30px;
}

.detail-calculator-section h2,
.detail-heading h2,
.documents-section > h2 {
  margin: 0;
  color: var(--blue);
  font-size: clamp(34px, 4vw, 48px);
  line-height: 1.15;
  text-align: center;
}

.detail-calculator {
  margin-top: 54px;
}

.detail-heading {
  display: grid;
  justify-items: center;
  gap: 18px;
  max-width: 930px;
  margin: 0 auto 48px;
  text-align: center;
}

.detail-heading p {
  margin: 0;
  color: #435573;
  font-size: 18px;
  line-height: 1.6;
}

.detail-heading small {
  color: #53647d;
  font-size: 14px;
}

.service-rich-content {
  color: #253653;
  font-size: 17px;
  line-height: 1.75;
}

.service-rich-content h2,
.service-rich-content h3 {
  color: var(--blue);
}

.service-rich-content img {
  max-width: 100%;
  border-radius: 8px;
}

.pill-kicker {
  padding: 9px 18px;
  color: #0c2c4f;
  background: #ffffff;
}

.line-kicker {
  gap: 14px;
  padding: 0;
  border: 0;
  border-radius: 0;
  color: var(--blue);
  background: transparent;
  letter-spacing: 0.22em;
}

.line-kicker::before {
  content: "";
  width: 26px;
  height: 2px;
  background: currentColor;
}

.number-card-grid {
  display: grid;
  gap: 20px;
}

.two-col {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.number-card-grid article,
.criteria-grid article,
.uses-grid article,
.icon-card-grid article,
.repayment-grid article {
  position: relative;
  overflow: hidden;
  border: 1px solid #e6edf4;
  background: #ffffff;
  box-shadow: 0 16px 38px rgba(5, 88, 155, 0.08);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.number-card-grid article:hover,
.criteria-grid article:hover,
.uses-grid article:hover,
.icon-card-grid article:hover,
.repayment-grid article:hover,
.detail-stat-grid article:hover {
  transform: translateY(-7px);
  border-color: rgba(11, 196, 200, 0.42);
  box-shadow: 0 24px 50px rgba(5, 88, 155, 0.15);
}

.number-card-grid article {
  min-height: 150px;
  padding: 20px 28px 26px;
  border-radius: 10px;
}

.number-card-grid strong {
  color: #3d58ff;
  font-size: 42px;
  line-height: 1;
}

.number-card-grid h3,
.criteria-grid h3,
.uses-grid h3,
.icon-card-grid h3,
.repayment-grid h3 {
  margin: 14px 0 10px;
  color: var(--ink);
}

.number-card-grid p,
.criteria-grid p,
.uses-grid p,
.icon-card-grid p,
.repayment-grid p {
  margin: 0;
  color: #475d78;
  line-height: 1.55;
}

.detail-center-btn {
  width: max-content;
  margin: 36px auto 0;
}

.criteria-section,
.documents-section,
.uses-section,
.lender-section {
  padding: 82px 30px;
}

.criteria-grid,
.uses-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
  max-width: 1320px;
  margin: 0 auto;
}

.criteria-grid article {
  min-height: 184px;
  padding: 28px 28px 30px;
  border-top: 4px solid var(--blue);
  border-radius: 16px;
}

.criteria-grid article::after,
.uses-grid article::after {
  content: "";
  position: absolute;
  right: -28px;
  bottom: -26px;
  width: 90px;
  height: 90px;
  border-radius: 50%;
  background: #e6eef6;
}

.criteria-grid small,
.uses-grid small {
  display: inline-flex;
  padding: 6px 14px;
  border: 1px solid #d9e4ef;
  border-radius: 999px;
  color: #607389;
  background: #f0f6fb;
  font-weight: 800;
}

.criteria-grid span {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  margin-top: 20px;
  border-radius: 12px;
  color: var(--blue);
  background: #edf4fa;
  font-size: 24px;
}

.documents-section > h2 {
  margin: 0 auto 64px;
  max-width: 1480px;
}

.documents-panel {
  max-width: 1440px;
  margin: 0 auto;
  padding: 34px 32px 36px;
  border: 1px solid #dbe5ef;
  border-radius: 22px;
  background: #ffffff;
  box-shadow: 0 22px 52px rgba(5, 88, 155, 0.08);
}

.documents-panel > .line-kicker {
  margin: 0 auto 48px;
}

.documents-panel > p {
  margin: 0 0 30px;
  color: #13233b;
  font-size: 17px;
}

.document-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.document-grid article {
  overflow: hidden;
  min-height: 158px;
  border: 1px solid #d9e2ec;
  border-radius: 14px;
  background: #f5f8fb;
}

.document-grid h3 {
  margin: 0;
  padding: 16px 18px;
  background: #e4ecf4;
  font-size: 16px;
}

.document-grid p {
  margin: 16px 20px;
  color: #26364c;
  line-height: 1.5;
}

.apply-process-section {
  max-width: 1370px;
  margin: 0 auto;
  padding: 76px 30px 64px;
}

.process-line {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 32px;
  margin-top: 70px;
}

.process-line::before {
  content: "";
  position: absolute;
  left: 8%;
  right: 8%;
  top: 50px;
  height: 2px;
  background: #d7e6ff;
}

.process-line article {
  position: relative;
  display: grid;
  justify-items: center;
  text-align: center;
}

.process-line article:nth-child(5) {
  grid-column: 1;
  margin-top: 28px;
}

.process-line i {
  display: grid;
  width: 80px;
  height: 80px;
  place-items: center;
  border: 1px solid #cfe0f4;
  border-radius: 14px;
  color: #146fff;
  background: #ffffff;
  box-shadow: 0 12px 30px rgba(5, 88, 155, 0.12);
  font-size: 31px;
  font-style: normal;
}

.process-line span {
  position: absolute;
  z-index: 2;
  top: -12px;
  right: calc(50% - 48px);
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  border-radius: 50%;
  color: #ffffff;
  background: #3f4cf5;
  font-weight: 900;
}

.process-line h3 {
  margin: 36px 0 14px;
  font-size: 22px;
}

.process-line p,
.process-note {
  color: #37506e;
  line-height: 1.55;
}

.process-note {
  margin: 46px 0 0;
  font-size: 16px;
}

.process-note strong {
  display: block;
  margin-bottom: 16px;
  color: var(--ink);
  font-size: 22px;
}

.repayment-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.repayment-grid article {
  min-height: 264px;
  padding: 28px 22px;
  border-radius: 14px;
}

.repayment-grid span,
.icon-card-grid span {
  display: grid;
  width: 40px;
  height: 40px;
  place-items: center;
  border-radius: 10px;
  color: #146fff;
  background: #eef5ff;
  font-size: 24px;
}

.tips-box {
  margin-top: 40px;
  padding-top: 40px;
  border-top: 1px solid #e3e9ef;
}

.tips-box h3 {
  margin: 0 0 24px;
  color: var(--blue);
  font-size: 32px;
}

.tips-box div {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.tips-box span {
  min-height: 92px;
  padding: 18px 18px;
  border-radius: 12px;
  color: #30435d;
  background: #f7f9fb;
  line-height: 1.45;
}

.table-wrap {
  max-width: 900px;
  margin: 0 auto;
  overflow-x: auto;
  border: 1px solid #dce5ee;
  border-radius: 14px;
  box-shadow: 0 18px 40px rgba(5, 88, 155, 0.12);
}

.detail-table,
.lender-table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
  background: #ffffff;
}

.detail-table th,
.detail-table td,
.lender-table th,
.lender-table td {
  padding: 20px 24px;
  border-bottom: 1px solid #e1e7ee;
  color: #40516a;
  text-align: left;
  vertical-align: top;
}

.detail-table th,
.lender-table th {
  color: #20242a;
  font-size: 14px;
  text-transform: uppercase;
}

.detail-table td:first-child {
  color: #263448;
  font-weight: 800;
}

.detail-table td span {
  display: inline-grid;
  width: 28px;
  height: 28px;
  margin-right: 12px;
  place-items: center;
  border-radius: 8px;
  color: #1d63dc;
  background: #dcebff;
}

.icon-card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.icon-card-grid article {
  min-height: 260px;
  padding: 34px 26px;
  border-radius: 18px;
}

.icon-card-grid a {
  display: inline-flex;
  margin-top: 26px;
  color: var(--ink);
  font-weight: 900;
}

.uses-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.uses-grid article {
  min-height: 188px;
  padding: 28px 28px 34px;
  border-top: 3px solid #00bfa6;
  border-radius: 14px;
}

.uses-grid article::before {
  content: "";
  position: absolute;
  left: 28px;
  bottom: 20px;
  width: 36px;
  height: 3px;
  border-radius: 999px;
  background: #008fa0;
}

.lender-table-wrap {
  max-width: 1150px;
}

.lender-table th {
  color: #ffffff;
  background: var(--blue);
  text-align: center;
}

.lender-table td {
  color: #07111f;
  text-align: center;
}

.lender-table td:first-child {
  font-weight: 800;
}

.advice-stack {
  display: grid;
  gap: 22px;
  padding: 46px 30px 76px;
}

.advice-card {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 56px minmax(0, 1fr);
  max-width: 1150px;
  width: 100%;
  margin: 0 auto;
  border: 1px solid #dbe7f1;
  border-top: 3px solid var(--blue);
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 16px 34px rgba(5, 88, 155, 0.08);
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.advice-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 26px 60px rgba(5, 88, 155, 0.14);
}

.advice-card::after {
  content: "";
  position: absolute;
  right: -44px;
  bottom: -48px;
  width: 138px;
  height: 138px;
  border-radius: 50%;
  background: #edf3f9;
}

.advice-card aside {
  display: grid;
  place-items: start center;
  padding-top: 24px;
  border-right: 1px solid #e1e9f1;
  color: #6b809a;
  background: #f5f8fb;
  font-size: 11px;
  font-weight: 900;
  writing-mode: vertical-rl;
  letter-spacing: 0.18em;
}

.advice-card > div {
  position: relative;
  z-index: 1;
  padding: 34px 32px 46px;
}

.advice-card h2 {
  margin: 0 0 20px;
  color: #061528;
  font-size: 26px;
  line-height: 1.25;
}

.advice-card p {
  max-width: 830px;
  margin: 0 0 24px;
  color: #233a55;
  line-height: 1.55;
}

.advice-card p::after {
  content: "";
  display: block;
  height: 1px;
  margin-top: 22px;
  background: #e6edf4;
}

.check-list {
  display: grid;
  gap: 14px 36px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.two-column-list {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.check-list li {
  position: relative;
  min-height: 28px;
  padding-left: 28px;
  color: #13243a;
  line-height: 1.5;
}

.check-list li::before {
  content: "\2713";
  position: absolute;
  top: 2px;
  left: 0;
  display: grid;
  width: 18px;
  height: 18px;
  place-items: center;
  border: 1px solid #8ce7d7;
  border-radius: 50%;
  color: #00a982;
  background: #e7fbf6;
  font-size: 12px;
  font-weight: 900;
}

.advice-card::before {
  content: "";
  position: absolute;
  left: 88px;
  bottom: 30px;
  width: 40px;
  height: 3px;
  border-radius: 999px;
  background: #5e91cf;
}

.faq-section,
.service-cities-section {
  max-width: 1240px;
  margin: 0 auto;
  padding: 78px 30px;
}

.faq-list {
  display: grid;
  gap: 16px;
  max-width: 900px;
  margin: 0 auto;
}

.faq-list details {
  border: 1px solid #e5ebf1;
  border-radius: 14px;
  background: #fbfcfe;
  box-shadow: 0 8px 20px rgba(16, 42, 67, 0.07);
  transition: border-color 200ms ease, box-shadow 200ms ease, transform 200ms ease;
}

.faq-list details:hover,
.faq-list details[open] {
  border-color: rgba(5, 88, 155, 0.28);
  box-shadow: 0 16px 34px rgba(5, 88, 155, 0.1);
  transform: translateY(-2px);
}

.faq-list summary {
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 22px 26px;
  color: var(--blue);
  font-size: 18px;
  font-weight: 900;
  list-style: none;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  content: "\2304";
  color: #667386;
  transition: transform 180ms ease;
}

.faq-list details[open] summary::after {
  transform: rotate(180deg);
}

.faq-list p {
  margin: 0;
  padding: 0 26px 24px;
  color: #4c5f78;
  line-height: 1.55;
}

.service-cities-section .detail-heading h2 strong {
  color: #5c45f1;
}

.city-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 24px;
}

.city-grid article {
  display: grid;
  justify-items: center;
  align-content: center;
  min-height: 158px;
  padding: 22px 18px;
  border: 1px solid #dbe5ee;
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 12px 26px rgba(5, 88, 155, 0.08);
  transition: transform 220ms ease, border-color 220ms ease, box-shadow 220ms ease;
}

.city-grid article:hover {
  transform: translateY(-8px) scale(1.01);
  border-color: rgba(11, 196, 200, 0.48);
  box-shadow: 0 24px 48px rgba(5, 88, 155, 0.14);
}

.city-grid span {
  position: relative;
  display: grid;
  width: 76px;
  height: 76px;
  place-items: center;
  margin-bottom: 18px;
  border: 10px solid #ffffff;
  border-radius: 18px;
  color: #ffffff;
  background: radial-gradient(circle at 35% 30%, #1789d7, var(--blue));
  box-shadow: 0 8px 22px rgba(5, 88, 155, 0.16);
  font-weight: 900;
}

.city-grid span::after {
  content: "";
  position: absolute;
  inset: 10px;
  border: 1px solid rgba(255, 255, 255, 0.44);
  border-radius: 50%;
}

.city-grid h3 {
  margin: 0;
  color: var(--blue);
  font-size: 16px;
  text-align: center;
}

@keyframes heroSweep {
  0%,
  54% {
    transform: translateX(-80%);
  }
  100% {
    transform: translateX(80%);
  }
}

@keyframes shineSweep {
  0%,
  48% {
    transform: translateX(-75%);
  }
  100% {
    transform: translateX(75%);
  }
}

@keyframes floatHero {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

@keyframes statsFlow {
  from {
    background-position: 0 50%;
  }
  to {
    background-position: 100% 50%;
  }
}

@keyframes detailFloat {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-12px);
  }
}

@keyframes badgeShine {
  0%,
  52% {
    transform: translateX(-140%);
  }
  100% {
    transform: translateX(270%);
  }
}

@keyframes linePulse {
  0%,
  100% {
    opacity: 0.55;
    transform: scaleX(0.72);
  }
  50% {
    opacity: 1;
    transform: scaleX(1);
  }
}

@keyframes timelineFlow {
  from {
    height: 22%;
  }
  to {
    height: 82%;
  }
}

@keyframes iconPulse {
  0%,
  100% {
    box-shadow: 0 12px 24px rgba(0, 67, 156, 0.18);
    transform: scale(1);
  }
  50% {
    box-shadow: 0 16px 34px rgba(0, 67, 156, 0.28);
    transform: scale(1.05);
  }
}

@keyframes logoDrift {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-3px);
  }
}

@media (prefers-reduced-motion: reduce) {
  .loan-detail-art img,
  .plan-badge::after,
  .walkthrough-heading::after,
  .timeline::after,
  .timeline-icon,
  .bank-logo-card span {
    animation: none;
  }
}

@media (max-width: 980px) {
  .topbar {
    justify-content: center;
    flex-wrap: wrap;
    gap: 12px 22px;
  }

  .navbar {
    flex-wrap: wrap;
  }

  .menu-toggle {
    display: grid;
    margin-left: auto;
  }

  .nav-links {
    display: none;
    width: 100%;
  }

  .navbar.open .nav-links {
    display: flex;
  }

  .navbar.open .nav-links {
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: 8px 0 16px;
  }

  .nav-item,
  .nav-trigger,
  .nav-link {
    width: 100%;
  }

  .nav-trigger,
  .nav-link {
    min-height: 44px;
    justify-content: space-between;
  }

  .mega-menu,
  .dropdown-menu {
    position: static;
    display: none;
    width: 100%;
    margin: 0 0 10px;
  }

  .nav-item.open .mega-menu,
  .nav-item.open .dropdown-menu {
    display: grid;
  }

  .nav-item:hover .mega-menu,
  .nav-item:hover .dropdown-menu {
    display: none;
  }

  .nav-item.open:hover .mega-menu,
  .nav-item.open:hover .dropdown-menu {
    display: grid;
  }

  .loans-menu {
    width: 100%;
  }

  .mega-tabs,
  .mega-panel,
  .dropdown-menu {
    width: 100%;
    min-width: 0;
    margin-left: 0;
    border-radius: 14px;
    box-shadow: 0 12px 26px rgba(16, 42, 67, 0.12);
  }

  .mega-panel {
    gap: 14px;
    padding: 20px;
  }

  .hero,
  .apply-section,
  .loan-detail-card,
  .reverse-card,
  .testimonial-band {
    grid-template-columns: 1fr;
  }

  .footer-main {
    grid-template-columns: 1fr;
    gap: 46px;
    max-width: 760px;
    margin: 0 auto;
  }

  .about-services-section {
    grid-template-columns: 1fr;
  }

  .about-services-copy {
    position: static;
  }

  .loan-detail-card {
    gap: 0;
  }

  .reverse-card .loan-detail-copy {
    order: 2;
  }

  .reverse-card .loan-detail-art {
    order: 1;
  }

  .loan-detail-art {
    min-height: 360px;
  }

  .hero,
  .hero-slider,
  .hero-slide {
    min-height: 690px;
  }

  .hero-slide {
    grid-template-columns: 1fr;
    gap: 22px;
    padding: 44px 38px 86px;
    text-align: left;
  }

  .hero-copy {
    max-width: 100%;
  }

  .hero-art {
    max-width: 560px;
    margin: 0 auto;
  }

  .trust-grid,
  .product-grid,
  .loan-offer-grid,
  .bank-logo-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .loan-calculator {
    grid-template-columns: 1fr;
  }

  .apply-copy {
    justify-self: start;
  }

  .detail-hero-inner {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .detail-side {
    max-width: 560px;
    width: 100%;
    margin: 0 auto;
  }

  .detail-benefits,
  .detail-stat-grid,
  .two-col,
  .criteria-grid,
  .uses-grid,
  .icon-card-grid,
  .repayment-grid,
  .document-grid,
  .tips-box div,
  .two-column-list,
  .city-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-line {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-line::before {
    display: none;
  }

  .process-line article:nth-child(5) {
    grid-column: auto;
    margin-top: 0;
  }

  .detail-stats-panel {
    margin-left: 30px;
    margin-right: 30px;
  }

  .advice-stack,
  .faq-section,
  .service-cities-section {
    padding-left: 18px;
    padding-right: 18px;
  }
}

@media (max-width: 640px) {
  .topbar {
    display: none;
  }

  .navbar,
  .hero,
  .trust-grid,
  .section,
  .insights,
  .apply-section,
  .testimonial-band {
    margin-left: 0;
    margin-right: 0;
    padding-left: 18px;
    padding-right: 18px;
  }

  .footer-main {
    padding: 44px 18px;
  }

  .about-services-section {
    margin: 54px auto;
    padding: 0 18px;
  }

  .about-services-grid {
    grid-template-columns: 1fr;
  }

  .about-services-grid article {
    min-height: auto;
    padding: 24px 20px;
  }

  .about-services-copy h2 {
    font-size: 31px;
  }

  .about-services-copy p {
    font-size: 16px;
  }

  .footer-brand span {
    font-size: 31px;
  }

  .footer-contact-row {
    width: 100%;
    font-size: 15px;
  }

  .footer-socials div {
    flex-wrap: wrap;
  }

  .footer-info article {
    padding: 18px 16px;
  }

  .footer-link-panel {
    justify-content: flex-start;
    gap: 18px 22px;
    padding: 24px 18px;
  }

  .footer-bottom {
    font-size: 12px;
    line-height: 1.5;
  }

  .brand {
    width: 205px;
  }

  .brand span {
    font-size: 34px;
  }

  .brand small {
    font-size: 8px;
  }

  .hero {
    min-height: auto;
    margin-top: 0;
  }

  .hero,
  .hero-slider,
  .hero-slide {
    min-height: 700px;
  }

  .hero-slide {
    padding: 28px 26px 82px;
    align-content: start;
  }

  .hero-art {
    max-width: 330px;
  }

  .hero-art img {
    max-height: 245px;
  }

  .hero h1 {
    font-size: 38px;
  }

  .hero p {
    font-size: 16px;
  }

  .hero-arrow {
    display: none;
  }

  .loan-showcase {
    gap: 34px;
    margin-bottom: 54px;
    padding: 0 18px;
  }

  .loan-detail-card {
    min-height: 0;
    border-radius: 22px;
  }

  .loan-detail-art {
    min-height: 260px;
  }

  .loan-detail-art img {
    width: 90%;
    max-height: 245px;
  }

  .loan-detail-copy {
    padding: 30px 22px 34px;
  }

  .loan-detail-copy p {
    font-size: 16px;
  }

  .benefit-list {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .walkthrough-section {
    margin-bottom: 54px;
    padding: 0 18px;
  }

  .timeline {
    gap: 26px;
    margin-top: 34px;
  }

  .timeline::before {
    left: 31px;
  }

  .timeline::after {
    left: 31px;
  }

  .timeline-step {
    grid-template-columns: 62px minmax(0, 1fr);
    gap: 18px;
  }

  .left-step div,
  .right-step div {
    grid-column: 2;
    text-align: left;
  }

  .left-step .timeline-icon,
  .right-step .timeline-icon {
    grid-column: 1;
    grid-row: 1;
  }

  .trust-grid,
  .stats-band,
  .product-grid,
  .loan-offer-grid,
  .bank-logo-grid,
  .insight-grid {
    grid-template-columns: 1fr;
  }

  .bank-association {
    padding: 48px 18px 58px;
  }

  .bank-heading {
    margin-bottom: 32px;
  }

  .bank-heading h2 {
    font-size: 31px;
  }

  .bank-heading p {
    font-size: 17px;
    line-height: 1.5;
  }

  .bank-logo-grid {
    gap: 18px;
  }

  .bank-logo-card {
    min-height: 112px;
    border-radius: 14px;
  }

  .loan-card-media,
  .loan-card-media img {
    height: 235px;
    min-height: 235px;
  }

  .loan-calculator {
    gap: 20px;
    margin-top: 42px;
  }

  .calculator-panel {
    min-height: auto;
    padding: 24px 18px;
    border-radius: 18px;
  }

  .calculator-panel output {
    min-width: 104px;
    font-size: 16px;
  }

  .result-row {
    padding: 0 14px;
    font-size: 15px;
  }

  .result-row strong {
    font-size: 18px;
  }

  .stats-band {
    gap: 24px;
    margin: 34px 0;
  }

  blockquote {
    font-size: 19px;
  }

  .detail-hero,
  .detail-calculator-section,
  .detail-section,
  .criteria-section,
  .documents-section,
  .apply-process-section,
  .repayment-section,
  .charges-section,
  .loan-types-section,
  .uses-section,
  .lender-section,
  .advice-stack,
  .faq-section,
  .service-cities-section {
    padding-left: 18px;
    padding-right: 18px;
  }

  .detail-hero {
    padding-top: 36px;
    padding-bottom: 48px;
  }

  .detail-hero h1 {
    margin-top: 24px;
    font-size: 42px;
  }

  .detail-hero-copy > p {
    font-size: 17px;
  }

  .detail-benefits,
  .detail-stat-grid,
  .two-col,
  .criteria-grid,
  .uses-grid,
  .icon-card-grid,
  .repayment-grid,
  .document-grid,
  .tips-box div,
  .process-line,
  .two-column-list,
  .city-grid {
    grid-template-columns: 1fr;
  }

  .detail-benefits article {
    min-height: 72px;
    padding: 16px;
    font-size: 15px;
  }

  .last-updated {
    width: 100%;
    justify-content: center;
  }

  .detail-apply-card {
    padding: 34px 20px 28px;
    border-radius: 22px;
  }

  .detail-apply-card h2 {
    font-size: 24px;
  }

  .gradient-btn {
    font-size: 17px;
  }

  .trust-row {
    gap: 9px;
    font-size: 12px;
  }

  .detail-stats-panel {
    margin: -20px 18px 40px;
    padding: 22px 16px 26px;
  }

  .stats-title {
    align-items: flex-start;
    flex-direction: column;
    gap: 8px;
  }

  .detail-calculator-section,
  .detail-section,
  .criteria-section,
  .documents-section,
  .apply-process-section,
  .repayment-section,
  .charges-section,
  .loan-types-section,
  .uses-section,
  .lender-section,
  .advice-stack,
  .faq-section,
  .service-cities-section {
    padding-top: 48px;
    padding-bottom: 48px;
  }

  .detail-calculator-section h2,
  .detail-heading h2,
  .documents-section > h2 {
    font-size: 31px;
  }

  .detail-heading {
    margin-bottom: 32px;
  }

  .detail-heading p {
    font-size: 16px;
  }

  .number-card-grid article,
  .criteria-grid article,
  .uses-grid article,
  .icon-card-grid article,
  .repayment-grid article {
    min-height: auto;
    padding: 22px 20px;
  }

  .number-card-grid strong {
    font-size: 34px;
  }

  .documents-section > h2 {
    margin-bottom: 34px;
  }

  .documents-panel {
    padding: 26px 16px;
  }

  .documents-panel > .line-kicker {
    margin-bottom: 30px;
  }

  .process-line {
    gap: 28px;
    margin-top: 38px;
  }

  .process-line article {
    justify-items: start;
    grid-template-columns: 78px minmax(0, 1fr);
    text-align: left;
  }

  .process-line i {
    grid-row: 1 / span 3;
    width: 64px;
    height: 64px;
    font-size: 24px;
  }

  .process-line span {
    top: -10px;
    left: 46px;
    right: auto;
  }

  .process-line h3 {
    margin: 2px 0 8px;
  }

  .process-line p {
    margin: 0;
  }

  .tips-box h3 {
    font-size: 25px;
  }

  .table-wrap {
    margin-left: -2px;
    margin-right: -2px;
  }

  .detail-table,
  .lender-table {
    min-width: 680px;
  }

  .advice-card {
    grid-template-columns: 40px minmax(0, 1fr);
    border-radius: 12px;
  }

  .advice-card aside {
    padding-top: 18px;
    font-size: 10px;
  }

  .advice-card > div {
    padding: 24px 18px 42px;
  }

  .advice-card h2 {
    font-size: 22px;
  }

  .advice-card::before {
    left: 66px;
    bottom: 24px;
  }

  .faq-list summary {
    padding: 18px 18px;
    font-size: 16px;
  }

  .faq-list p {
    padding: 0 18px 20px;
  }

  .city-grid {
    gap: 16px;
  }

  .city-grid article {
    min-height: 130px;
  }
}